South African law gives you three main ways to structure your finances as a married couple. Understanding the difference is the most important conversation you’ll have before the wedding. Here’s how to think about it.
One big cookie jar. No dividers.
After the wedding, you and your spouse combine everything into one shared jar - assets, savings, and yes, debts too. Both of you can access the jar freely, and so can each other's creditors. If the marriage ends, whatever is left gets split straight down the middle.
Two jars during. Sharing at the end
You each start and grow your own jar throughout the marriage. If it ends, you compare what each of you has grown - not what you started with - and share the difference equally. It rewards what you build together without merging what you came in with.
Some special cookies - like inheritances or family assets - can be excluded. Your attorney will explain.
Two jars that are never mixed.
You each keep your own cookie jar and they never merge - before, during or after marriage. You leave with exactly what's yours. Your spouse's creditors can never touch your jar, and yours can never touch theirs. Total financial independence, for better or for worse.
When you join The NupClub, we send you a curated sip and paint experience designed to help you and your fiancé have the money and prenup conversation — comfortably, openly, and over something deliciously fun.
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Your Date in a Box - delivered to your door with drinks, your prenup e-guide, and curated paint-and-sip goodies.
Everything you need to unpack your options, have the real conversations, and get on the same page about your prenup.
From there, we take care of the serious stuff - your attorney consultation, drafting, and signing with a notary, deeds office fees and couriers - all included!
Sip, sign, sorted.
(Rush orders receive a congratulatory box. See T&Cs for details.)
No confusing legal jargon, no cold office appointments. We translate the legal stuff into language that actually makes sense.
Every couple is different. Your attorney consultation is tailored to your unique financial situation and what matters most to you both.
A prenup doesn’t have to feel like a warning. We’ve turned it into something you’ll actually want to talk about.
You may still have questions. Things like whether a prenup is the same as an antenuptial contract, whether you can include lifestyle clauses (mostly no, but ask us), and what happens if you miss the deadline. We’ve answered all of those here, but feel free to ask more when sending in your application.
An antenuptial contract is a legal agreement (contract) signed before marriage that determines your matrimonial property regime, such as whether you marry Out of Community of Property with or without Accrual. It protects each spouse’s assets and and ring-fences their debts. It prevents the automatic merging of estates into a joint estate on marriage (In Community of Property) . It essentially determines how your estate or finances will be dealt with during the marriage and on death or divorce.
The NupClub offers a one-of-a-kind full legal package, including making the process a memorable and special part of your journey to your marriage.The all-inclusive package includes:
A Special Date Box experience to guide and facilitate your discussion surrounding your Antenuptial Contract and finances, a 45 minute online consultation with an Attorney, Drafting and Execution of your Antenuptial Contract with a Notary, Registration with the Deeds Office, Deeds Offices Fees, Courier fees for your date box, upliftment of your originals and delivery of your Antenuptial Contract (with a little flare).
Antenuptial Contract: Signed before marriage.
Postnuptial Contract: Signed after marriage, requires a High Court application, creditor notification, good cause shown and is generally costly.
If you do not sign an Antenuptial Contract, you will be automatically regarded as being married In Community of Property and your estates (assets and debts) will merge into one joint estate. It is wise to enter into an antenuptial contract to protect pre-marital assets and inheritances and to shield one spouse from the other’s existing debts or business liabilities. It allows you to establish clear rules for asset division on divorce or death and will allow financial autonomy and estate planning clarity.
The agreement MUST be in writing.
MUST be signed by both parties before a Notary Public (fancy kind of attorney).
MUST be executed before the wedding ceremony (timing is crucial).
MUST be registered at the Deeds Office within 3 months of signing.
If you miss these formalities, you’ll be married In Community of Property and may need a postnuptial (High Court) order to change your regime and protect yourself from the consequences of a Joint Estate. (Trust us - its very pricey)
The NupClub is where love meets the fine print. We turn one of the most important legal decisions a couple can make into something worth remembering.
We give you a prenup process worth celebrating.
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